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DTSTART;TZID=America/Los_Angeles:20260916T113000
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DTSTAMP:20260813T235131Z
CREATED:20260603T002542Z
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UID:1835-1789558200-1789563600@phccsd.org
SUMMARY:Lunch & Learn Series: ​Tax-Efficient Retirement Planning
DESCRIPTION:Lunch & Learn Series\n    \n      You've spent years building your business\, serving customers\, and putting money away for the future.\n      The way you structure that money in retirement can make a big difference in how much of it you actually get to keep.\n      Join PHCC San Diego for a free Lunch & Learn with Nichole Mayer\, CFP® of\n      WestPac Wealth Partners\,\n      focused on tax-efficient retirement planning and how a more diversified approach may give you greater flexibility later.\n     \n  \n\n  \n  \n    Event Details \n    \n      \n        \n          \n            \n            \n          \n        \n        Date\n        Wed\, Sept 16\, 2026 \n      \n      \n        \n          \n            \n            \n          \n        \n        Time\n        11:30 AM – 1:00 PM \n      \n      \n        \n          \n            \n            \n          \n        \n        Location\n        PHCC San Diego Offices \n      \n      \n        \n          \n            \n            \n          \n        \n        Cost\n        Free for Members \n      \n    \n    Lunch included · Space is limited \n  \n\n  \n  \n    \n      A Smarter Way to Think About Retirement\n      \n      Rather than relying on a single type of account\, a more effective approach is to build across tax categories. \n      What This Means for You\n      A tax-diversified strategy may help: \n      \n        Improve after-tax retirement income\n        Create flexibility in how and when income is taken\n        Reduce exposure to future tax rate changes\n        Support a more efficient legacy strategy\n      \n    \n  \n\n  \n  \n    Your Presenter \n    \n      \n        \n      \n      \n        Presenter \n        Nichole Mayer\, CFP®\, CExP™\, RICP®\n        Helping clients get their financial life in balance · WestPac Wealth Partners \n        Phone: 619.684.8625 \n        Email: Nichole.Mayer@WestpacWealth.com \n      \n    \n  \n\n  \n  \n    \n      Reserve Your Seat\n      Free for PHCC San Diego members. Space is limited\, so RSVP today. \n      RSVP\n    \n  \n\n  \n  \n    Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS\, member FINRA\, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian)\, New York\, NY. PAS is a wholly owned subsidiary of Guardian. WestPac Wealth Partners LLC is not an affiliate or subsidiary of PAS or Guardian. Insurance products offered through WestPac Wealth Partners and Insurance Services\, LLC\, a DBA of WestPac Wealth Partners\, LLC. CA Insurance License #0F54659 | Guardian\, its subsidiaries\, agents\, and employees do not provide tax\, legal\, or accounting advice. Consult your tax\, legal\, or accounting professional regarding your individual situation. | Plumbing Heating Cooling Contractors of San Diego is independent of and unaffiliated with Guardian\, its affiliates or subsidiaries. | 8903873.2 Exp. 09/17/26
URL:https://phccsd.org/event/september-2026-lunch-and-learn/
LOCATION:PHCC San Diego Office\, 9920 Scripps Lake Drive\, Suite #102\, San Diego\, CA\, 92131\, United States
ATTACH;FMTTYPE=image/jpeg:https://phccsd.org/wp-content/uploads/2026/06/9-16-26-Retirement-Matters-—-And-So-Do-Taxes-scaled.jpg
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